Financial Information in Onamia, MN
Flexible Options That Make Quality Care Accessible
The financial side of assisted living doesn’t have to feel overwhelming. At Lake Song, we guide families through their options so high-quality care stays within reach. Whether you’re looking at private pay, long-term care insurance, or state assistance, we offer flexible solutions built around your family’s unique needs and budget. Our goal is simple: clear answers and a plan that works for you.

Payment Options
We help families find the right way to fund care at Lake Song:
Private Pay
Many families cover their stay through private payment, with straightforward, transparent pricing.
Elderly Waiver Program
Residents 65 and older may qualify for Minnesota’s state-funded program to help with long-term care costs.
Not sure which path fits? Our team will walk you through each option and help you understand what your loved one may qualify for.

How We Make Financial Planning Easier
Sorting through costs and coverage takes time, and you shouldn’t have to do it alone. Our financial team sits down with each family to explain every option clearly, check eligibility for assistance, and build a plan that fits their budget and timeline. From insurance paperwork to state programs, we handle the details so families can focus on their loved one instead of the fine print.
Why Families Trust Lake Song With Planning?
Families across the Mille Lacs area rely on our team to make the financial side of care clear, honest, and manageable.
Personalized Support
Our financial team explores every available option with you and builds a plan that fits.
Clear, Transparent Pricing
Straightforward payment plans with no hidden fees, so you always know what to expect.
State Assistance Guidance
We help determine eligibility for programs like the Elderly Waiver to lower out-of-pocket costs.
Insurance Help
From claims to paperwork, we simplify the long-term care insurance process for your family.
Flexible Plans for Families
Manage costs with plans that align with your budget and your family’s timeline.

Questions About Your Financial Options?
Reach out to our team in Onamia, MN to explore payment options or schedule a one-on-one consultation. We’ll help you understand the costs and find a plan that works for your family.
